Why Taking a Financial Life Skills Course Helped Me Survive Freshman Year

Consumer Science 111 is a no-risk, high-reward course.

Being young adults, we all have seen – in one way or another – how the lack of personal finance education can lead to everyday struggles and/or life long obstacles. Taking Consumer Science 111: Financial Life Skills for Undergraduates can not only help take away the stressful thoughts that come along with money, but also can give first-year students a head start on how to spend wisely.

The sooner you start saving, the better.

This class teaches students the foundation of budgeting, saving, debt, investing, and giving. Learning this information my freshman year made it easier for me, compared to my other friends, to get into the habit of budgeting, saving regularly, and spending wisely.

Being a university student has its perks.

My professor, Sam Veit, taught us about the endless resources UW-Madison offers to their students, such as free software applications, retail discounts, inexpensive transportation, etc. Sam stressed the importance of taking advantage of these opportunities, and by doing so, I saved a lot more money than I thought I would.

My friends and I love taking the University Bus (free for all students) to class, especially when it starts getting cold. Photo taken by me.

Saving money helps save stress and time.

On top of all of its benefits, this 1 credit course meets once a week for 50 minutes. Additionally, the class material and homework is very light which provided a nice break from my other courses freshman year.

This upcoming fall, the class will be holding 3 different sections with a maximum capacity of 45 students per class. Each section is still open, so my last piece of advice is to enroll in this course as soon as you can! You’ve got nothing to lose (especially not more money).

Image: https://pixabay.com/photos/mentor-school-students-college-3512369/

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